Real Estate
Mortgage Advice!
Buying a home is one of the most important things a person will ever do in their lifetime and unless you plan on paying cash you will need a home mortgage loan to help you pay for it. So here is a list of five pieces of advice that will help you make it through your home mortgage experience successfully. 1.) Be Sure Your Credit Is Golden: Credit standards are extremely tight currently and so it is very important your credit is as good as it can be. In order for you to get the best possible interest rate for your home loan it is crucial that you are sure your credit is golden and then keep it that way until you close. 2.) Document Your Finances: It is critical that you document your finances because lenders are extremely diligent these days when it comes to underwriting home loans. This is due to new rules and regulations that pressure mortgage lenders to verify borrowers have the ability to repair their loan. 3.) Get Pre-Approved For Your Loan: It is imperative that you get pre-approved for a loan. Not only does this help you better understand what you can afford in a home, most sellers won’t even set up a showing unless you have been pre-approved for a home loan already. 4.) Be Careful Until You Close: You may have been pre-approved for your loan but that does not mean you are sitting pretty. Be sure to follow up with your lender at least once or twice a week until you have closed on your new home. Do not do anything that can affect your credit or your standing with your lender. 5.) Keep Constant Communication Going: It is important that even after you close on your home you keep constant communication going with your lender. Especially if you are struggling to make your payments because there are new programs available for those having trouble paying their mortgage. These are great pieces of mortgage advice for anyone looking to buy a home not just buyers of the fabulous real estate in Admirals Cove. So please consider sharing this article...
read moreHome Decorating Mistakes!
Decorating a home can be a very difficult and even stressful experience even when you know what you are doing. That is why when decorating your home it is important to avoid any mistakes that can make your decorating project any more challenging than it has to be. So check out our list of the top five home decorating mistakes you should avoid making at all costs. 1.) Over Furnishing It: It is a huge mistake to over furnish your home when decorating it. It doesn’t take much for a well planned out room to turn into a furniture dumping ground. When you over your home you run the risk of making it feel much smaller than it actually is. However, you also need to understand that it might not be the amount of furniture but the placement of it. 2.) Too Much Clutter: Don’t be a clutter-bug, it is important that when decorating your home you don’t add too much clutter to it. Creating the correct flow and movement through a space is essential when it comes to decorating. If you find yourself with too much clutter, simply by removing a few items and opening up the space you can generally remedy it. 3.) Poor Lighting: It is important that you don’t let your home be a victim of poor lighting. You need more than just one lighting source in each room and they should be strategically placed throughout the area. Lighting is key to the decorating process and poor lighting is a mistake that you should avoid at all costs. Considering adding mirrors to help reflect light all over your home. 4.) Neglecting A Focal Point: It is a huge mistake to neglect a focal point when decorating your home. A focal point gives direction and order and each room should typically have its own. Your focal point can be anything such as a large bay window, a piece of art, a fireplace, or anything that is eye catching and will make the room. Then work from there when decorating the rest of the area. 5.) Forgetting To Budget: It is imperative that you don’t underestimate the importance of budgeting when it comes to decorating your home. Forgetting to set a budget and sticking to it is a huge mistake that can affect the success of your home decorating project. That is why you need to consider sitting down with an expert and working out a budget for this project. These are important home decorating mistakes to avoid with any home not just the beautifully designed real estate of Admirals Cove. So please consider sharing this article...
read moreFall Home Maintenance Advice!
Every year your home goes through various temperatures, weather conditions, aging, and even human abuse that can all leave your home weakened and even damaged. Therefore it is critical that we protect our investments by consistently checking and maintaining our home and its surroundings. Here is a list of key areas of your home that you should consider checking and maintaining before fall. 1.) Have Your Grounds Checked Out For Potential Debris: Before any big fall storm hits it is imperative that you get your grounds checked out for potential debris. This can be anything from the dead or dying trees in your yard to your summer patio furniture. These things can be picked up by strong winds and potentially damage your home or even end up hurting your family. 2.) Get Your Filters Checked Out And Replaced: If you have a central air system in your home it is important to have its filters check out regularly. Plus it is extremely important that you get your stove vents, fans, and cloths dryers checked out to for the cleanest possible air in your home. The cleaner the air the happier and healthier your family will be. 3.) Examine Your Windows And Doors For Drafts: In order for you to maintain a desired temperature in your home and keep the elements out it is crucial that you get your windows and doors checked out for any drafts. If drafts are found be sure to get them fixed before the fall season hits. For better insulation try adding heavy drapery around certain windows where you think it is needed. 4.) Remember To Prepare Your Lawn For The Season Change: It is very important that you remember to check out and maintain your lawn before the fall season hits. Fertilizing before fall is a great way to prevent winter lawn damage and spring weeds. Be sure to check with your local lawn and garden store on the best strategy for your climate to ensure optimum results. 5.) Get Your Roof/Gutters/Downspouts Checked Out: Often forgotten about but extremely important is the roof, gutters, and downspouts of your home. Because they are not at eye level we tend to take these parts of our homes for granted but it is imperative that we constantly check and maintain them. It is also important to check any skylights or flashing on your roof for leaking or other damage. These are great fall home maintenance tips for any home not just the wonderful South Florida real estate in Admirals Cove. So please consider sharing this article socially!...
read moreTop Five Home Selling Mistakes To Avoid!
If you want a successful home sale it is important that you avoid making any large home selling mistakes. Many home selling mistakes act just like small bumps in the road but others can act like huge obstacles in your way sometimes even forcing you to take a detour down a different path. So here is a list of the top five home selling mistakes that you should avoid at all costs. 1.) Going It Alone: One of the biggest and worst mistakes that you can do when it comes to selling your home is to try and go it alone. It is imperative that you seek the guidance of a seasoned home selling professional. So unless you are a seasoned pro it is a huge mistake to think that you can successfully go through the home selling process alone. 2.) Emotions: Another huge mistake is to let your emotions get in the way of your home selling. That is why it is so important to dissociate yourself from your home and think of it more as a product to be sold. If you don’t you run the risk of letting your emotions get in the way of your home sale. So be sure you start the home selling experience right by cutting the emotional ties between you and your home. 3.) Neglecting Repairs: Neglecting your home repairs is something you need to avoid as much as possible. If you neglect to fix the repairs in your home potential buyers will wonder how well your home could have actually been maintained if at all. This is an easy way to turn off potential buyers so be sure and do a walk through of your home noting any needed and necessary repairs. 4.) Pricing It Too High: You may believe that you know exactly what your home should be worth. But, the truth of the matter is that your home is only worth what the market is currently willing to pay for it. It is important to put trust in your realtor that they know what this amount is. After all you hired them for their knowledge and experience right. 5.) Skipping The Home Inspection: Generally, it is thought that scheduling a pre-listing home inspection saves people a great deal of time and aggravation down the road. This will allow you to address any potential issues on your time and the way you want. Even if you think your home is in perfect condition a pre-listing inspection will give the confidence of being sure. These are home selling mistakes that all home sellers should avoid not just the luxury home sellers in Admirals Cove. So please consider sharing...
read moreWhy Buying A Home Is So Desirable!
Sure, the home buying experience and home ownership itself can have difficulties and maintaining a home isn’t cheap or easy either, but the advantages of homeownership far outweigh the disadvantages. So we have developed a list of what our experts believe the top five advantages are to homeownership and why they make buying a home so desirable. 1.) Building Equity: You will be able to build up equity through paying down your mortgage and through the appreciation of your home. When you rent you are still building equity just for your landlord not yourself. With interest rates still at a decent amount and home values steadily increasing there is no better time than now to buy a home a build equity quickly. 2.) Increased Net Worth: According to the experts a homeowner’s net worth will far exceed that of a person who rents a home even when they have the same monthly income. Your net worth is simply the sum of everything you own subtracted by the sum of everything you owe. So it is simple to see how an increased net worth is so desirable. 3.) Tax Benefits: People who own their home also enjoy many great tax benefits that renters just don’t get to enjoy. Homeowners are afforded some very desirable savings when it comes to both state and federal income taxes. There are a variety of tax deductible expenses associated with a homeownership just ask your friendly neighborhood realtor and you will be pleasantly surprised. 4.) Family Stability: Family stability is extremely central to a healthy and happy lifestyle and even though it is less tangibly than our other advantages, but it is generally far more important to you and your family. Building memories and family traditions is way more easy for a family that owns their home than a family that is renting and is forced to move from home to home more often. 5.) Freedom: One of the most desirable aspects of homeownership is to do what you feel with your home. When you rent a home you typically have very little to no freedom when it comes to decision-making. Owning your own home provides you with the ability to do what you please with your home and live your life the way you want it lived. These are great reasons that make buying any home so desirable not just the fabulous homes in Admirals Cove. So please consider sharing...
read moreThe Homebuyer’s Guide!
The home buying process doesn’t need to be a hassle full of stress and anxiety as long as you are adequately prepared for it. There is so much info out there on the home buying process so we have developed a simple homebuyers guide that is sure help you achieve a successful home purchase. 1.) Step One: Check Your Credit Reports – Before you even think about buying a home you need to check your credit reports to ensure you have good enough credit to continue. If you don’t do your best to improve it and then try again. If you do be sure and maintain it until after closing on your home. 2.) Step Two: Get Pre-Approved – Your next step is to find the right mortgage lender for your situation and get pre-approved for a loan. This will help you to better understand what you can afford in a home. Plus most seller’s agents won’t even consider showing a home unless the buyer has been pre-approved for a loan. 3.) Step Three: Hire The Right Realtor – Once you are pre-approved for a mortgage you need to hire a realtor who has experience in the area you want to live. The right realtor is extremely important when it comes to a successful home buying experience so be sure to do your homework and find the perfect one for you. 4.) Step Four: Find Your Dream Home – It is now time for you and your realtor to find your dream home. But remember this won’t happen right away so be patient in your home search. You may need to look at several properties before you find the perfect one to make your dream home. 5.) Step Five: Make The Perfect Offer – Once you have found your dream home it is time for you and your realtor to craft the perfect offer. You want to be sure to make an offer that is low enough where you are happy but not too low that seller wont even consider it. 6.) Step Six: Close On Your New Home – It may take some negotiation first but your next step is to close on your new home. Your closing costs will typically include but are not restricted to your down payment, title fees, inspection fees, appraisal fees, attorney fees, etc. 7.) Step Seven: Move In – After you have closed on your new home and the keys are in your hand your next step is to move in. We recommend that you clean your new home from top to bottom so you can completely start new. Then unpack and start making this property your home. This homebuyer’s guide is full of information on the home buying process that is great for buying any home not just the luxury real estate in Admirals Cove so please consider sharing this article...
read moreTop Luxury Design Trends!
True luxury design is achieved through a sophisticated approach that incorporates beauty and comfort in a timeless manor. So here is a list of the top luxury design trends to help you boost the luxury appeal of your home. 1.) Integrated Technology: One of the top luxury design trends is integrated technology. With application technology we can pretty much control every aspect of home living. Infusing your home with some integrated technology is a great way to improve its luxury appeal. 2.) Sustainability And Nature: Sustainability and nature have and probably always will be in when it comes to luxury home design. You can really introduce some sustainability and nature into your home through natural materials in your furniture, artwork, etc. 3.) Dark Walls And Cabinetry: Dark moody walls and cabinets are a great way to impart drama and luxury to a space. A dark background can really give a space some very desirable luxury appeal. Try a lacquered finish to really bounce light around the interior of a room. 4.) Jewelry For Your Home: Lighting is considered the jewelry for your home and you can really add some luxury appeal to your home with the right lighting choices. However, try to keep it at one statement piece per room so that it can really stand out and shine. 5.) Think Timeless Luxury: It is very important that you think timeless luxury design. Timeless luxury design can be obtained through contemporary, transitional, traditional, modern, or casual eclectic design styles. Just be sure that it is done with thoughtful choices and quality accents. When it comes to creating the perfect luxury design it is crucial that you stay clean and always refine your design. Luxury can also be conveyed with consistency throughout the home inside and out just be careful and avoid too much clutter. These tips are great for more than just the luxury real estate in Admirals Cove they can help any homeowner increase the luxury appeal of their home. Please consider sharing this great...
read moreIncreasing Your Home Equity!
One of the biggest and most desirable advantages of home ownership is the ability to build home equity. Being diligent about building home equity is the best way to manage your personal financing and profit from the sale of your home. So we have put together a list of the top five ways to increase your home equity faster and more effectively. 1.) Make A Payment Every Two Weeks: A great way to increase your home equity is by setting yourself up on a bi-weekly payment schedule. This probably won’t make too big of a difference to your monthly budget but can really have an effect on your home equity quickly. 2.) Make A Lump Sum Payment: Many mortgage holders choose to make a large lump sum payment every so often to increase their home equity. Each payment may not seem like much by itself but after a few years you will really see a difference in your home equity. 3.) Renovate Your Home Wisely: It is very important that you renovate your home wisely by choosing home remodeling and upgrade projects that have the highest return on investments. Be diligent with the money you invest in your home and you are sure to improve your home equity more effectively. 4.) Add On To Your Home: Adding room on to your home is the best way to increase its value and in turn your home equity. Even though this can be expensive, adding a new room to your home is the best possible investment you can make in your home when it comes to improving your home equity. 5.) Refinance Your Mortgage: Maybe the most effective way to increase your home equity faster is by refinancing your mortgage to get a lower interest rate. A lower interest rate is one of the best ways to build your home equity quicker so if you can refinance then you should. Everyone can benefit from increased equity whether you own a magnificent Admirals Cove home in South Florida or a home anywhere else throughout the nation. Please consider sharing these great...
read moreTop Summertime Home Upgrades!
There are a variety of fabulous home upgrades out there that are perfect for the summer season. Whether you are preparing your home for sale or are just looking to make it more appealing and presentable to family and friends these following five home upgrades are perfect projects for you this summer. 1.) Put In A Summer Kitchen: Everyone loves cooking outdoors and nothing makes it easier and more fun than the perfect outdoor summer kitchen. One of the best home upgrades for summertime is to put in a summer kitchen complete with a sink, stove, BBQ, etc. This upgrade will also greatly increase the appeal of your home to potential buyers. 2.) Get A Wet Bar Installed: What living room, media room, or man cave is complete without a wet bar. So, consider having a wet bar installed in one of the areas of your home used for entertaining and it is sure to be more enjoyable for you and your guests. Plus potential buyers love seeing homes where they can entertain family and friends. 3.) Add A New Bathroom: Adding a bathroom is one of the best upgrades for anytime of the year. However, consider utilizing above floor plumbing for a quicker, easier, and more cost effective project. Plus this way you can practically put an extra bathroom anywhere. This is a home upgrade that will appeal to potential buyers while also boosting your home’s value too. 4.) Spruce Up Your Backyard: Nothing is better than spending time outside in your very own backyard oasis. Consider adding a new patio set or fire pit to give your backyard some extra summertime appeal. Plus this will afford you the perfect place to host a summer party or small gathering. Get on this project now and your backyard fun will last into the fall. 5.) Upgrade Your Kitchen: It is never a bad time to upgrade your kitchen and so it makes our list. According to the experts upgrading your kitchen is the top way to increase your home’s value and appeal. Consider upgrading your kitchen during the summer to take advantage of cooking outdoors in the warm summertime weather. These summertime upgrades are great for tropical South Florida communities like Admirals Cove but will work for any homeowner in any part of the country. Please feel free to share these summertime...
read moreDress Your Home For Success!
The benefits of staging a home to sell are too numerous to count. With the correct staging your home is sure to sell faster and at a higher selling price. So if you are planning to put your home on the market be sure to dress your home for success. By staging your home with the following five tips you will increase its appeal to potential buyers delivering you with a faster and more profitable sale. 1.) Clean It Until It Sparkles: You need to clean, clean again, and then clean it again until it sparkles. From your floors to your ceiling make sure everything is scrubbed down and shinning. You may want to hire a professional for the more difficult stuff like carpets or if you have a really large home. 2.) Create A Desirable Lifestyle: It is imperative that you design your staging to create a desirable lifestyle. Generally speaking, you want to stage a lifestyle that your neighborhood is known for i.e. golfing, tennis, boating, etc. Creating a desirable lifestyle is sure to boost the appeal of your home to potential buyers. 3.) Set Your Dinning Room Table: It is very beneficial to set and style your dining room table, breakfast nook, etc. This means putting out place settings that fit the use of these areas. Plus accents like a newspaper and bowl of fresh fruit for the breakfast nook and a centerpiece and bottle of wine for your dining room table. 4.) Be Sure To Think Seasonally: Be sure to take advantage of the season you are in when staging your home to sell. It is important to design accents that highlight the current season with color, texture, and aroma. This will help increase the appeal of your home and is sure to be effective whatever the season. 5.) Don’t Forget Your Curb Appeal: It is crucial that you don’t forget about your home’s curb appeal. I know, this is a piece of advice you probably hear everywhere. However, unfortunately it still gets overlooked and is therefore included here. So be sure to boost your curb appeal and maintain it. Dressing your home for success is extremely important when selling any home not just the fabulous real estate in Admirals Cove....
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