The Homebuyer’s Home Inspection!
Sometimes just the words “home inspection” will send shivers down a homebuyer or seller. However, if you are a homebuyer it is imperative that you consider utilizing this homebuying tool. So if you are looking to buy a home, here are some great answers to many common home inspection questions. 1) What Is A Home Inspection? – A home inspection is a complete and in-depth examination of the current condition of a home. An inspection will only tell you the condition and potential issues of a home not its value. Your inspection should only be done by a trained and certified professional. 2) What Does A Home Inspection Include? – A standard home inspection report will include the information on the current condition of the heating system, central air system, electrical, plumbing, roof, attic, foundation, walls, ceilings, basement, structural, and even the windows and doors of your home. 3) How Much Will An Inspection Cost? – Much like home prices the cost of a home inspection will vary geographically and can also be affected by a variety of other things like the home’s size and age. Plus any other services requested such as well, septic, or radon testing. 4) How Do I Find The Right Home Inspector? – There are a variety of ways that you can go about finding a home inspector. A good place to start is...
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Boost Your Curb Appeal With These Tips And Tricks!
Your home’s curb appeal is crucial when it comes to attracting potential buyers. Your curb appeal is what develops the first impression your potential buyers will have about your home and you want it to be the best impression it can be. So here is a list of six great pieces of advice sure to help you create some very desirable curb appeal for your home. 1.) Freshen Up Your Front Door: Your home’s front entry is the focal point when it comes to curb appeal. Freshening up the front door is a great way to make a statement and improve your homes overall appeal. The entry should also reflect the interior so choose a swag or wreath that compliments its interior. 2.) Swap Out Old Hardware: A quick and easy fix when it comes to curb appeal is to swap out your old hardware. This can also be a fun way for you to add some style and appeal to your home. Consider swapping everything out from the overhead light fixtures to the lockset in your door. 3.) Give Your Mailbox A Makeover: Your mailbox should compliment the style and feel of your home. If yours doesn’t consider giving it a makeover to improve your curb appeal. Consider planting similar flowers from around your home around your mailbox to really tie them together nicely. 4.) Incorporate Some Outdoor...
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Mortgage Advice!
Buying a home is one of the most important things a person will ever do in their lifetime and unless you plan on paying cash you will need a home mortgage loan to help you pay for it. So here is a list of five pieces of advice that will help you make it through your home mortgage experience successfully. 1.) Be Sure Your Credit Is Golden: Credit standards are extremely tight currently and so it is very important your credit is as good as it can be. In order for you to get the best possible interest rate for your home loan it is crucial that you are sure your credit is golden and then keep it that way until you close. 2.) Document Your Finances: It is critical that you document your finances because lenders are extremely diligent these days when it comes to underwriting home loans. This is due to new rules and regulations that pressure mortgage lenders to verify borrowers have the ability to repair their loan. 3.) Get Pre-Approved For Your Loan: It is imperative that you get pre-approved for a loan. Not only does this help you better understand what you can afford in a home, most sellers won’t even set up a showing unless you have been pre-approved for a home loan already. 4.) Be Careful Until You Close: You may have...
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Mistakes To Avoid When Buying A Home!
Typically, buying a home is the biggest and most important things a person will ever do in their lifetime. Plus the home buying experience can be one of the most stressful and difficult things you will ever go through. So it is important not to make any mistakes that can make the home buying process any more challenging than it has to be. That is why we have developed a list of the top five biggest mistakes a potential home buying could make. 1.) Hiring The Wrong Real Estate Agent: Using the wrong real estate agent is by far one of the worst mistakes you can make when home buying. You will need to rely on the expertise and experience of your real estate agent throughout the home buying process. So it is vital that you take the time and do your homework when it comes to hiring the right real estate agent for you and your situation. 2.) Getting Too Attached To A Home: I know you are looking for your dream home but in a competitive market you may need to look at several potential options. You might even be forced to put offers in on multiple potential properties before one gets accepted so it is extremely important that you keep an open mind and not get too attached to just one home. 3.) Choosing To Skip...
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Top Five Home Selling Mistakes To Avoid!
If you want a successful home sale it is important that you avoid making any large home selling mistakes. Many home selling mistakes act just like small bumps in the road but others can act like huge obstacles in your way sometimes even forcing you to take a detour down a different path. So here is a list of the top five home selling mistakes that you should avoid at all costs. 1.) Going It Alone: One of the biggest and worst mistakes that you can do when it comes to selling your home is to try and go it alone. It is imperative that you seek the guidance of a seasoned home selling professional. So unless you are a seasoned pro it is a huge mistake to think that you can successfully go through the home selling process alone. 2.) Emotions: Another huge mistake is to let your emotions get in the way of your home selling. That is why it is so important to dissociate yourself from your home and think of it more as a product to be sold. If you don’t you run the risk of letting your emotions get in the way of your home sale. So be sure you start the home selling experience right by cutting the emotional ties between you and your home. 3.) Neglecting Repairs: Neglecting your home repairs is...
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Why Buying A Home Is So Desirable!
Sure, the home buying experience and home ownership itself can have difficulties and maintaining a home isn’t cheap or easy either, but the advantages of homeownership far outweigh the disadvantages. So we have developed a list of what our experts believe the top five advantages are to homeownership and why they make buying a home so desirable. 1.) Building Equity: You will be able to build up equity through paying down your mortgage and through the appreciation of your home. When you rent you are still building equity just for your landlord not yourself. With interest rates still at a decent amount and home values steadily increasing there is no better time than now to buy a home a build equity quickly. 2.) Increased Net Worth: According to the experts a homeowner’s net worth will far exceed that of a person who rents a home even when they have the same monthly income. Your net worth is simply the sum of everything you own subtracted by the sum of everything you owe. So it is simple to see how an increased net worth is so desirable. 3.) Tax Benefits: People who own their home also enjoy many great tax benefits that renters just don’t get to enjoy. Homeowners are afforded some very desirable savings when it comes to both state and federal income taxes. There are a variety of...
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